Overdraft Protection

Savings Overdraft Protection

Each member with a CentralAlliance checking account is automatically set up with overdraft protection from their attached savings account. Your check or ACH item is paid as long as your savings account has enough funds to cover the amount of the item.

Overdraft Loan

An overdraft loan protects you in the event you have non-sufficient funds in your checking account. Once you are pre-approved for a specific dollar amount, the funds are automatically transferred from your loan to your checking account when needed.

With these services, your check is never returned. You are saved the embarrassment of a bad check and there is no fee from the creditor.

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