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Loan Rewards

The Board of Directors, Management and Staff of CentralAlliance Credit Union appreciate our loyal borrowers, that is why in 2007, we created Loan Rewards.

Loan Rewards gives YOU, our loyal borrower, a percentage of your interest paid on your consumer loans January- November of each year. The percentage paid is determined by the Board of Directors based on the profitability of the credit union each year.

Over the last 10 years we have given
our members more than $450,324 in cash!

Everything we do, and are able to offer, is a direct result of your COMMITMENT and LOYALTY, as a member OWNER of CentralAlliance Credit Union. Simply put, your contribution to our success is what makes it possible to return a portion of that success to YOU, with our Loan Rewards!

We want to make sure you are maximizing your
Loan Rewards this year!

We will not only save you money with lower rates, but in addition we give you cash back!



Auto, Boat, ATV, Motorcycles & More

Monthly Payments w/ the Other Guys Bi-weekly Payments & Loan Rewards w/ CentralAlliance
Balance $30,000 $30,000
Term 5 Yrs 5 Yrs
Finance Charges $2,367.22 $1,132.33
Loan Rewards $0.00 $90.58
Amount saved with CentralAlliance $1,325.97


Home Equity Loan

Monthly Payments w/ the Other Guys Bi-weekly Payments & Loan Rewards w/ CentralAlliance
Balance $50,000 $50,000
Term 4 Yrs 4 Yrs
Finance Charges $2,881.09 $1,387.69
Loan Rewards $0.00 $111.01
Amount saved with CentralAlliance $1,604.41


Mortgage Loan

Monthly Payments w/ the Other Guys Bi-weekly Payments & Loan Rewards w/ CentralAlliance
Balance $180,000 $180,000
Term 30 Yrs 30 Yrs
Finance Charges $115,775.76 $49,416.38
Loan Rewards $0.00 $3,953.23
Amount saved with CentralAlliance $70,312.61


*CentralAlliance Credit Union is an Equal Housing Opportunity Lender. Deposits insured by NCUA. Loans excluded from the loan rewards are Credit Cards, Overdraft, Kwik Cash, Member Business Loans, Trusts, Student Loans and sold first mortgage loans. Loan rewards are calculated on year to date interest paid from January through November each year. Members must be in good standing, must have an active checking account (10 transactions per month) with a debit card under the same account number as the loan, with no prior loan or related delinquency history with CentralAlliance Credit Union. Loan rewards are not guaranteed and are based on Credit Union profitability each year. Loan reward examples are using 8% of interest paid for every year of loan term.

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